Terms of Use
Last Updated: October 25, 2010
This site is owned and maintained by KnowledgeFunding Ohio, Inc. ("KnowledgeFunding
Ohio") to provide you with information about our organization. We welcome you to browse this
site; however your access to and use of this site are subject to these Terms of Use ("Terms") and
all applicable laws. By accessing this site, you acknowledge and accept these Terms. You also
agree to abide by all applicable local, state, federal, and international law in your use of this site.
You agree not to use this site in any manner not intended by KnowledgeFunding Ohio.
Amendment of the Terms
We reserve the right to amend these Terms without notice to you. If we decide to change these
Terms we will post those changes here. You should visit this section of our site regularly in order
to remain informed of any changes. Any such amendment shall be effective once the revised
terms have been posted on this site and your use of this site indicates your acceptance of any
modified terms.
Modification of Site and Services
We reserve the right to modify this site and/or its services at any time, with or without notice to
you. At our sole discretion we may terminate, change, suspend, or discontinue any aspect of the
site, including, but not limited to, content features, benefits and hours of availability. We may
also impose limits on certain features of the site and restrict all or part of your access to this site,
without notice to you, and without being subject to penalty.
CAUTION CONCERNING FORWARD-LOOKING STATEMENTS
Documents on this website may contain forward-looking statements that are based on
the expectations, estimates, projections and assumptions made by or on behalf of the
issuer, KnowledgeFunding Ohio or the administrator for the respective issue. Words such
as “ expects,” “ anticipates,” “ plans,” “ believes,” “ scheduled,” “ estimates,” “ continues,” “ remains,”
“ maintains,” and variations of these words and similar expressions are intended to identify
forward-looking statements. Forward-looking statements may include, but are not limited
to, projections of cash flows, loan repayment or deferment rates, interest rates, increases in
financing costs, limits on liquidity, and bond redemptions. These statements are not guarantees
of future performance or events and involve certain risks and uncertainties, which are difficult
to predict. Therefore, actual future results, trends, and events may differ materially from what is
forecast or assumed in forward-looking statements due to a variety of factors, including, without
limitation each of the risk factors stated in the offering documents for the respective issue, as
well as changes in or to:
• the demand for educational financing or in financing preferences of lenders, educational
institutions, students, and their families;
• the general interest rate environment, including the rate relationships among relevant
money-market instruments, and in the securitization markets, which may increase the
costs or limit the availability of financings necessary to initiate, purchase, or carry
education loans;
• projections of losses from loan defaults;
• student loan borrower behavior affecting loan repayment and deferment rates;
• prepayment rates and credit spreads;
• legislation regarding student loans or tax policies;
• whether the issuer is able to obtain bondholder consents to certain actions affecting the bonds; and
• the ratings assigned by rating agencies to certain bonds.
Warranty Disclaimer
THIS SITE IS PROVIDED TO YOU "AS IS" WITHOUT ANY EXPRESSED OR IMPLIED
WARRANTY INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES
OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-
INFRINGEMENT. KNOWLEDGEFUNDING OHIO MAKES NO WARRANTY THAT THIS
SITE IS OR WILL BE MAINTAINED FREE OF VIRUSES, WORMS, TROJAN HORSES
AND OTHER HARMFUL CODE THAT MANIFESTS DESTRUCTIVE PROPERTIES.
KNOWLEDGEFUNDING OHIO DISCLAIMS ANY WARRANTY THAT THE CONTENTS
OF THIS SITE ARE ERROR FREE OR THAT ANY ERRORS WILL BE CORRECTED.
KNOWLEDGEFUNDING OHIO MAKES NO WARRANTY THAT THIS SITE WILL
MEET YOUR EXPECTATIONS OR OPERATE IN A MANNER THAT IS TIMELY OR
UNINTERRUPTED. KNOWLEDGEFUNDING OHIO DOES NOT ENDORSE AND IS
NOT RESPONSIBLE FOR THE ACCURACY OR RELIABILITY OF ANY STATEMENT,
OPINION OR ADVICE MADE BY ANY PARTY OTHER THAN KNOWLEDGEFUNDING
OHIO.
Limitation of Liability
KnowledgeFunding Ohio specifically disclaims any liability (whether based in contract, tort,
negligence, strict liability or otherwise) for any direct, indirect, incidental, consequential,
common law, statutory, regulatory, compensatory, punitive or special damages of any
kind arising out of or in any way connected with your access to or use of this site (even if
KnowledgeFunding Ohio has been advised of the possibility of such damages) including, but
not limited to, any liability associated with any viruses which may infect a user's computer
equipment. Some jurisdictions do not allow the exclusion of certain warranties or the limitation
or exclusion of liability for incidental or consequential damages. Therefore, such exclusions may
not apply to you.
Indemnity
You agree to indemnify and hold harmless KnowledgeFunding Ohio, its subsidiaries, parent
companies, affiliates, officers, agents, employees, partners and licensors from all claims, losses,
expenses, damages and costs, including reasonable attorneys' fees, arising out of or relating to
use of this site by you.
Third-Party Sites, Products and Services
This site contains information provided by and links to third parties other than
KnowledgeFunding Ohio. KnowledgeFunding Ohio does not represent that it has a business
relationship with the third-party and is not responsible for the content or performance of third-
party sites or your transactions with them. Furthermore, KnowledgeFunding Ohio disclaims all
liability and makes no warranties for any products or services sold or provided by any third-
party. Any transaction with a third-party is subject to the agreements and/or the terms and
conditions of the third-party. Third-party links do not imply that KnowledgeFunding Ohio is
affiliated or associated with, or is legally authorized to use any trademark, trade name, logo,
or copyright symbol displayed in or accessible through the links, or that any linked site is
authorized to use any trademark, trade name, logo, or copyright symbol of KnowledgeFunding
Ohio.
Copyright/Trademark
All contents of this site including but not limited to trademarks, service marks, logos and written
content are protected by copyright. These contents may not be modified, copied, distributed,
displayed, licensed, sold, transmitted, published, or used to create derivative works for public or
commercial purposes without the express written permission of KnowledgeFunding Ohio.
Copyright Act Agent
We respect the intellectual property rights of others, and require that the people who use the Site do the same. If you believe that your work has been copied in a way that constitutes copyright infringement, please forward the following information to the Copyright Agent named below:
• Your address, telephone number, and email address;
• A description of the copyrighted work that you claim has been infringed;
• A description of where the alleged infringing material is located;
• A statement by you that you have a good faith belief that the disputed use is not authorized by you, the copyright owner, its agent, or the law;
• An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; and
• A statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.
Privacy Policy
You should read our Privacy Policy, which is incorporated by reference into these Terms of Use. By using the Site, you agree to the Privacy Policy.
Applicable Law
These Terms are governed by and will be construed in accordance with the laws of the United
States and the State of Ohio. Any disputes arising under or in connection with these Terms, or
your access to or use of the site shall be subject to the exclusive jurisdiction of the State of Ohio
and federal courts located in the Southern District of Ohio.
Comments
If you have any comments or questions about or Site please contact our customer service department by email.
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